|
|
|
|
| |
|
|
The PANTHEOS Group Voluntary Group Benefits
Available Through Payroll Deductions
View the slide show of benefits
Effective 1/1/2010
New Hire Eligibility: First of Month following 30 days of
Employment
If waived or not elected, future enrollment/change opportunities
on
Open Enrollment date.
|
Benefit Programs
Available |
| |
Dental Plans
Open Enrollment: January 1
Plan: Delta Dental
Customer Service: (800) 323-1743,
www.deltadental.com
By far, the largest and most experience of dental benefits
carrier in the Country. Delta Dental covers nearly one-third
of Americans. Delta Dentals’ customer service far exceeds
industry standards by resolving most inquiries under 15
seconds and on the first call. Delta Dental guarantees
service excellence! PANTHEOS has two plans available for
employees to choose from:
High Plan PPO
This PPO program allows participants to go to any in or
out-of-network general or specialty dentist at the time of
treatment. The PANTHEOS Group dental enrollees have access
to two networks, Delta Dental PPO and Delta Dental Premier.
- Annual maximum of $1,500 per calendar year
- Routine exams and cleanings twice per benefit year
- Bitewing twice a year, Full Mouth every 3 years
- Basic $ Major services at 80% to 50% of reduced fees after
deductible of $50/person or $150/family
- Orthodontia at 50% reduced fee to lifetime maximum of
$1,500
PPO Rates:
- Single: $26.35 per month
- Single+Spouse: $52.69 per month
- Single+Children: $62.09 per month
- Family: $112.68 per month
DHMO Plan
Selecting a primary dental provider for all your dental care
and receiving referrals for specialty care allows enrollees
to minimize their monthly premium expense while experiencing
minimal or no co-payments, no deductibles and no annual
maximums!
- Routine exams and cleanings twice per benefit year
- Bitewing twice a year, Full Mouth every 3 years
- Other services outlined in Plan Detail
DHMO Rates:
- Single: $16.89 per month
- Single+Spouse: $31.23 per month
- Single+Children: $35.28 per month
- Family: $49.65 per month
|
|
|
|
|
|
| |
Vision Insurance
Open Enrollment: January 1
Plan: Ameritas
Network: VSP Network
Customer Service: Ameritas (800) 659-2223
VSP Network: (800) 877-7195
www.vsp.com
Nationwide vision plan using the VSP Network ranked highest
in customer satisfaction with an interactive website
outlining savings and eligibility while educating its
members on eye-care and concerns. The PANTHEOS vision plan
provides:
-Routine exam every year ($10 copay)
-Prescription lenses ($25 copay)
-Frames every 2 years ($105 maximum allowance)
-Contacts every year ($105 maximum allowance) if allowance
not used for glasses
Vision Rates:
Single: $8.96 per month
Single + Child(ren) $15.64 per month
Single + Spouse $19.32 per month
Family $26.00 per month |
|
|
| |
|
| |
Life & ADD, LTD and STD
Open Enrollment:
January 1
Plan: Lincoln National Life
www.lfg.com
Lincoln Financial provides a strong financial history, some
of the highest ratings in the industry (AA- to A+),
real-time online benefit access, interactive voice response
system available 24/7, and customer service representatives
committed to superior services as well as being able to
provide the programs our clients and employees want and
desire!
Voluntary Term Life
- Coverage in $10,000 increments up to 5x annual salary
- Minimum coverage of $10,000 up to a maximum of $300,000
- Guaranteed acceptance to $300,000 for all new employees under the
age of 70.
- Spousal coverage in $5,000 increments up to 50% of the
employee elected amount with maximum coverage to $150,000
up to age 65
- Dependent child coverage of $10,000 for ages 6 months to 19 years
Voluntary Short Term Disability
- Elimination period: 1st day for injury, 8th day for
Illness (including maternity)
- Maximum benefit periods: 13 weeks for employees under the
age of 70
- Maximum Weekly Benefit up to 60% salary, not to exceed
$1000 per week
Voluntary Long Term Disability
- Elimination period: 90 days
- Maximum Benefit Period: To age 65
- Maximum Monthly benefit up to 60% of salary not to exceed
$5,000 per month
Since pricing is dependent upon age and salary, premiums
will be calculated based on your interest in the plan. |
| |
|
|
| |
|
| |
Flexible Spending Accounts -
Healthcare and Dependent Care
Plan: Aflac FlexOne Section 125 Healthcare and Dependent
Care
Open Enrollment & Re-Enrollment: January 1
Administrator: Aflac
Customer Service: (800) 323-5391,
www.aflac.com
Flexible Spending Accounts available through Aflac.
Many programs accessible via a debit card where others
reimburse through check or direct deposit. Easy to use
pre-tax savings to reduce you and your families cost to
everyday expenses.
Healthcare: $5000 plan year max (Jan to
Dec) for healthcare expenses including co-pays, deductibles,
prescriptions and over-the-counter medications.
Dependent Care: $5000 plan year max (Jan to
Dec) for dependent expenses for babysitting, nanny services,
before & after school programs or daycare. Can also be used
for care expenses related to disabled children or parents.
Please read the FSA Participant handbook when
considering enrolling in an FSA account. The handbook is
available for viewing and download by clicking on
Participant Handbook
FlexOne - Summary Plan Description
Flexible Spending Accounts - Transit Program
Plan: Aflac TransitOne for Section 132 Transit Program
Open Enrollment: Any Month
Re-Enrollment: January 1
Administrator: Aflac
Customer Service: (800) 323-5391,
www.aflac.com
Flexible Spending Accounts available through Aflac.
Many programs accessible via a debit card where others
reimburse through check or direct deposit. Easy to use
pre-tax savings to reduce you and your families cost to
everyday expenses.
Transit: RTA/CTA or other public
transportation: $120@month
Under the 2009 American Economic Recovery Investment Act,
the maximum amount has been increased to $230 per month
until 12/31/2010
Parking: $215@month
* Transit program allows enrollment or changes on 1st of
every month
TransitOne - Summary Plan Description
Redi-Flex Direct Deposit Form
(allows employees to elect to have their claims paid via
direct deposit)
All Flexible spending accounts
require re-enrollment EVERY plan year. Benefits and debit
cards will automatically terminate on 12/31 of each year
unless a new enrollment form is received for the next plan
year. The plan year runs from 1/1 to 12/31. If you decide
not to re-enroll, you have 90 days to file your final
claims. All claims must be received by 3/31 or your account
balances will be lost.
Supplemental Programs
Enrollment: Anytime
Provider: Aflac
www.aflac.com
Programs are available through Aflac. Policies available
include:
- Personal Disability Income Protector (Short Term
Disability)
- Personal Accident Indemnity Plan
- Personal Cancer Indemnity Plan
- Personal Recovery Plus Hospital Protection
- Personal Hospital Intensive Care Insurance |
| |
|
| |
Vacation Club
Enrollment: Anytime
Provider: Grand Vacations
Information, Destination Search, FAQ’s, enrollment and
reservations all provided at
www.GoGrandVacations.com/pantheos
Customer Service: (877) 548-2228
| Plan |
Room |
Trip
Length |
Local |
Price
Per Month |
| |
|
|
|
|
| Silver |
1 BR |
1 WK |
Domestic |
$59.00 |
| Gold |
2 BR |
1 WK |
Domestic |
$79.00 |
| Platinum |
(1) 2 BR or (2) 1 BR |
1 WK |
Domestic or International |
$99.00 |
| |
|
|
|
|
|
|
|
|
| |
Complimentary PANTHEOS Benefits
The following benefits are available to all employees and
are free of charge! An employee can enroll or opt out at any
time during their employment:
Direct Deposit
Free direction of your net pay into as MANY accounts as
desired.
Alliant Credit Union
Free checking accounts w/ box of starter checks, savings
account with high yield interest, new & used car loans,
mortgages, equity lines, lines of credit, unsecured personal
loans, Kidz Klub, IRA’s and national ATM network (over
150,000 ATM’s including those located in 7-11’s) and local
deposit locations. Visit their website at
www.alliantcreditunion.org to look up current interest rates
or enroll on-line!
Benefits Announcement
Chase at Work
Free checking accounts and other banking services presented
at the worksite.
Wellness Programs with Perspectives EAP - Employee
Assistance Program
Some difficulties become complex and overwhelming. Sometimes
it’s just a nagging feeling that something isn’t right. You
try to deal with it yourself, but it just won’t go away.
Whatever the problem, the sooner you call for assistance,
the easier it will be to address the issue and return to a
healthy home environment and productive work life!
For additional information, please visit the websites listed
for each program or
e-mail your request to
benefits@mypantheos.com and brochures & applications
will be sent to you! |
|
|
|
|
|
|
|
| |
|
|
|
A PROFESSIONAL EMPLOYER ORGANIZATION
|
| |
|
PANTHEOS
200 S. Frontage Road, Suites 212 & 330
I
Burr Ridge, IL 60527
I
Phone: 630-321-0133
I
Fax: 630-321-0298
I
877-693-9700
© 2007-2009 PANTHEOS,
All rights reserved.
Website designed by
J. Murray & Associates, Inc.
|
|
|
|
|
